Now that we have our money management on track, and our success mindset in place, it is time for the fun stuff and start to take some serious action, but the big question is what do we invest in?

Do we start a business?

Buy an Investment Property?

Trade on the stock market?

Learn to make money from the internet?


There are numerous strategies for creating wealth and making money that it can become overwhelming, so I will give you my philosophy on creating financial freedom!

Here at my philosophy is to concentrate on creating cash flow, by utilising what I like to call an income accelerator, to eventually replace your J.O.B, (Just Over Broke) and THEN funnelling that extra money back into Growth assets such as Property or quality Shares or Stocks to create long term wealth.


But what is the best way to create this elusive cash flow?

From my experience the best way for the average, normal person is to concentrate on starting up an online business.

This can give you that extra income that can get you out of debt, improve your lifestyle, and even replace and surpass your income, creating financial freedom and removing you from the shackles of a J.O.B!

Creating and running an online business will be our main strategy focus here at

To learn more about starting an online business and some free training visit my getting started page


We will also look at Growth assets, in particular property, as this is my preferred vehicle for creating long-term wealth, and my view is that you need to always be looking at growing an asset base that will increase in value over time.

The goal here is to concentrate on creating passive and residual income, eventually creating multiple streams of income, pay off your bad debt, replace your J.O.B and build up your asset base.

This is what will give you BOTH time AND financial freedom!

Then you will truly be on Your OWN Road To Financial Freedom!

The initial secret of success is to focus… and we will focus our energies on the best way to create time and financial freedom.. an online business!!

If you have any questions or comments feel free to leave them in the comments section below.

To your success,

John W. Newman

Dream It…Believe It… Then Achieve It!

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  1. Great post John and excellent information for those who want to better their lives financially. Gaining financial freedom doesn’t happen unless you proactively manage your debt, meaning eliminate it, and start producing assets that provide for you daily living.

    I think diversifying is also important. Have some assets in real estate, some stocks, but what you mention about creating an online business is something that many people don’t consider.

    Taking a couple hours out of your day to create an online business has made a huge difference in my financial position in life and I totally agree with you.

    It takes some initial effort to learn, apply, and repeat, but once you get it working, it works for you.

    Great advice and thanks for sharing.

    • Thanks for your comment Todd 🙂
      I like what you say about taking a few hours out of your day to create an online business!
      You are right… It does take a bit of effort initially, but the rewards are enormous!!
      At the end of the day you can bitch and moan, and play the victim all day long, but it isn’t going to get you anywhere!
      To have financial success you have to get off your butt, take some action, learn some new skills and put in a bit of effort… financial freedom is not going to fall in your lap!!
      Sorry, but that is my gripe for the week! (Been a long day!)
      Thanks again for your feedback 🙂

  2. Hi, John

    Great strategies for success if I do say so myself. I agree that starting an online business is perfect for improving cash flow and especially when people can start with the Wealthy Affiliate for FREE.

    I also love the idea residual income and I’m a big believer when it comes to multiple streams of income and not putting your eggs in to one basket. At least with multiple streams if one fails, there’s always more to fall back on 🙂


    • Thanks for your comment Neil!!

      Yes, I am a big believer in spreading your money into different investments, but I always like to remember “Cash Flow Is King”

      That is why an online business is such a great idea, they are low cost and great for cash flow!!

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