How to start a business with little money

How to start a business with little money?

So you want to start a business, but you know that starting a business costs money… and you don’t have money!

So how DO you start a business with little money?

Maybe you want to start a traditional business like a franchise, or maybe you want to open a coffee shop or a small thrift store?

You know it’s going to take a lot of money in startup costs.

First there are the franchise fees, the cost to lease the premises, the cost of the equipment and stock.

Then there are advertising and marketing costs, not to mention lawyer fees for all the legalities.

And what about staff?

It really takes a small fortune just to open the doors of a traditional business, and what if nobody even comes through those doors?

To open a traditional business it takes an enormous amount of capital and risk, and you have to wonder if it is really worth it?

After all, are you not just buying yourself another job?

Only in this job you are working 24/7, 365 days a year!

There has to be a better way?

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Start your business online

Unless you want to take out a huge loan, the only real answer is to start your business online.

So why would you want to start your business online you ask?

Here are five reasons:

  • Low start up costs ( Little money)

Starting your business online doesn’t require you to have to rent a premises, buy stock, hire staff, pay huge franchise fees or anything like that.

All you really need is a laptop and an Internet connection and you are on your way.

In fact you could probably just start with a smart phone or an Ipad.

This is why an online business is often referred to as “the cheapest place to fail”

You are not going to go bankrupt starting a business online.

  • You can start part-time

You don’t necessarily have to give up your day job to start your business online.

You can start in your spare time and build the business up.

Once your business starts to grow, then you can transition out of the work-force and into your business on a full-time basis.

  • You can work from anywhere, at anytime

As there is no office or set workplace, you can work on your Internet business from the comfort of your own home, or anywhere else with an Internet connection.

I have personally worked on my own online business while sitting by a pool in tropical Bali, and also while enjoying a pint at my local pub!

You can even work on your business online while having a Latte at that coffee shop you thought about buying… while you watch the owner working his tail off!

  • You have customers all over the world

Back to my coffee shop example… they can only service customers in the local area, or maybe the tourist trade.

But with your online business, you can reach millions and millions of customers from all over the world that you can market to 24/7, 365 days a year… and you don’t have to personally be there!

  • You can set your business up to be automated (True time FREEDOM!)

You can put systems in place so that your business can run all day, every day on auto-pilot, so that you are not working all the time.

With a traditional business this is just not possible.

Creating a business online is a true freedom business.

You can automate your sales and marketing, and create residual and passive income streams, that will lead to both TIME and FINANCIAL FREEDOM!

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In summary

Don’t get me wrong, creating a business online takes a lot of hard work, especially initially.

But the work you do at the start, eventually creates a snowball effect, and builds momentum over time.

And eventually it will give you both the time and financial freedom, to do what you really want with your life.

And I think you will find that you will still want to spend a lot of time on your business, because most of all… It is Fun!!

But at least you will have that choice.

So if you want to know how to start a business with little money, my best advice is to start it online!

If you have any questions or comments feel free to leave them below.

To your success,

John W. Newman

Lifestyle Entrepreneur and Your Online Business Mentor

Helping you create TIME AND FINANCIAL FREEDOM by building a PROFITABLE Business Online!

Dream It… Believe It… Then Achieve It!

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Make money online


John newman

John newman

My name is John W. Newman. Property investor, Internet entrepreneur, husband and father of four beautiful daughters. Join me on my road to financial freedom! Dream It...Believe It...Then Achieve It!


  1. Hi John
    I always believed that having your own physical shop or business, that requires you to be there all the time, is not really a path to financial freedom.

    As you said, you are ‘slaving’ away most of your hours towards the business, as it demands your attention for its success.Not to mention the financial burdens that makes things harder.

    I love the option of an online business.I started my own about a year ago, and can tell you that it’s so much fun than a regular job.

    Sure, it takes hard work and lots of time, but at the end of the day,it’s worth it.
    Thanks Roopesh

    • Absolutely agree with you Roopesh.
      An online business can really be set up as a true freedom business, giving you the time and financial freedom that we all desire!
      Yes, as you say, it does require some work, but anything in life worthwhile does.
      What is better, work for freedom, or for retirement… ONE day??
      I know what I’m working for!
      Thanks for your comment 🙂

  2. Hey John!
    I really liked the way you have addressed this major issue of starting up a business with little money, this is something which all of face while starting off our business and I really find your page motivating and inspiring. Thank you for inspiring me today and hope that you have a great day ahead.

  3. This is great information. I think a lot of people have aspirations of starting a business online, but don’t realize how much hard work there is behind it. It’s also a matter of realizing that it’s not going to happen overnight and sometimes it can take a really long time just to gain some traction. How long were you in business before you started seeing some success even if it was small?

    • Thanks for your comment and some great advice as well!

      For myself it was several months before I started seeing any success money wise, AND it was very small in the beginning.

      The key to building a business online is to celebrate your progress as you go.

      With an online business the real success is at the backend, that is why people often give up way too early… they want instant gratification and often fall for the scams, wanting quick results.

      You don’t get to be the CEO of a huge corporation in your first year out of school, so why should you expect to make a million dollars with an online business in a few months??

      Work hard, celebrate your progress as you go, keep learning AND give yourself the time to succeed!

      Thanks again 🙂

  4. I feel like people do not exploit the opportunity online enough. To think you can get started with building a business for free, or almost free. There’s virtually no way to start up a traditional business with little money, except you are willing to take loans. Even then, it is still a huge gamble because it very difficult to predict exactly the kind of reception you’ll get in a local business.

    Let’s not even get started on rent, staffing, training, and full-time commitment. Plus the toll all this takes on the body physically.

    Thanks for this post John!

  5. Hey John,

    Starting a business is most definitely difficult in any given field. But starting a business online sure is the cheapest. As someone who just started their online business, it has been a huge learning curve but one that allows room to maneuver. Since i have just started is there any advice you can offer a startup? It’s been a few months I’m starting to struggle….

    • Thanks for your comment Vinnie and I understand where you are at.

      This is a position many people find themselves in.

      They are excited to be starting to build a business online, they put in a lot of hard work, but after a few months, they are not seeing any results financially… and this is often when people give up 🙁

      My best advice is to keep going.

      Have a look at your site and celebrate all the hard work you have put into it, and look at all THE VALUE you have been providing for people.

      You are not struggling, you are in what Tony Robbins calls “lag time”

      The real success in an online business lies in the “back end”

      The more work you put in now will lead to greater results in time… but only if you keep going!

      When you see the results I can’t tell you… but they will come!

      Keep working hard my friend, keep learning, celebrate your PROGRESS, and most of all keep going… You WILL get there!

      Give yourself the TIME to succeed! 🙂

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